Workers’ compensation is basically a no-fault insurance plan that is mandated by Mississippi law. As the Workers’ Compensation Commission explains, in most cases, injured employees are guaranteed payment for lost wages and certain medical benefits if they suffer an injury on the job.
Medical care for a work-related injury can be exorbitantly expensive. If you sustained an injury on the job and your workers’ compensation claim is successful, you should receive compensation for necessary and reasonable medical care. Workers’ comp will cover your doctor’s visits, nursing care, physical therapy, medications, and any medical equipment you need to achieve “the maximum cure.” You will also be reimbursed for your transportation expenses to and from the doctor’s office. If you cannot return to your previous occupation, you may be compensated for rehabilitation services to help you return to gainful employment.
If your injury leaves you sidelined from work, then you will also receive two-thirds of your average weekly wage up to certain limits imposed by the Legislature. You will receive “temporary disability payments” while you are under the care of your doctor and unable to return to work or earn full pay. Once your physician determines that you have reached the maximum cure, you may receive “permanent disability payments” if you are permanently disabled or handicapped. Payments for lost wages will be paid at least every 14 days.
If you were injured on the job and you intend to file a workers’ comp claim, or if your employer is disputing your claim, contact Ballard Law, PLLC. William E. Ballard is a personal injury attorney in Madison who will evaluate your case and help you gather the necessary evidence to prove that you are entitled to benefits. Schedule a free consultation today by calling 769-572-5111
Are Workers’ Compensation Benefits Recoverable after the Death of a Worker?
If an employee dies, then his or her surviving dependents or spouse may be entitled to workers’ comp benefits. If the claim is successful, the benefits will be paid at least every 14 days, and the payments may continue for up to 450 weeks after the death. The compensation will equal a percentage of the deceased’s average weekly wage, though there are certain caps set by statute. In addition to lost wage benefits, the insurance company or employer must pay up to $5,000 for funeral costs and $1,000 to the surviving spouse.
Will I Be Paid Directly by the Workers’ Compensation Commission?
No. Your employer or the insurance company will pay your benefits. Payments for healthcare services will go directly to your medical provider. Payments for lost wages will go directly to you or to your legal representative.
For How Long Will I Receive Workers’ Comp Benefits?
If a work-related injury left you permanently and totally disabled, you can receive workers’ comp benefits for up to 450 weeks. If you were not permanently and totally disabled, the duration of your payments will depend on the nature of your injury.
If you intend to file a workers’ compensation claim and you would like to discuss your situation with a personal injury attorney, turn to Ballard Law, PLLC. As your injury lawyer in Madison, William E. Ballard will handle the legal aspects of your claim so you can focus on recovering from your injuries. Call 769-572-5111 to schedule a consultation with a workers’ compensation attorney