It goes without saying that some industries are far more dangerous than others, but at the end of the day, anyone can get hurt on the job. Even office workers can develop occupational diseases like carpal tunnel syndrome or strain their back when picking up a ream of copier paper.
According to the Bureau of Labor Statistics, private employers reported approximately 2.9 million work injuries and illnesses in 2016. Although some work injuries are minor, others can force an employee to stay home for weeks or even months in order to recover.
In these scenarios, the employee may be eligible for workers’ compensation benefits. Workers’ compensation is essentially no-fault insurance coverage that employers must purchase in order to protect both themselves and their employees in the even of an accident.
Every state has its own regulations and requirements governing these benefits. In Mississippi, for example, companies that have at least five regular employees must purchase workers’ comp coverage; however, just because your employer has coverage does not mean you will automatically receive benefits following a work injury.
In order to be eligible for compensation under the program, there are specific steps you must take following the incident. If you fail to follow certain reporting requirements, for example, you may not be able to collect benefits while you recover.
If you were injured on the job and you intend to file a claim for workers’ compensation or you have already filed one but your employer is disputing it, contact Ballard Law, PLLC. William E. Ballard is a personal injury attorney in Jackson who will evaluate your case and may be able to help you gather the necessary evidence to recover benefits. Call 769-572-5111 to schedule a free consultation.
Read on to learn what you should do if you get hurt on the job:
- Notify Your Employer
You should notify your employer, supervisor, or HR representative of the incident that caused your injuries within 30 days. An accident lawyer will advise you to notify the appropriate party in writing so you have a record of doing so. Upon receiving word of the incident, your employer will notify the insurance provider and/or the Workers’ Compensation Commission to begin the claims process.
- Document Your Treatment and Recovery
Track all costs associated with treating your injuries because medical benefits should cover them once your claim is approved. This includes:
- Nursing services;
- Prescription medication;
- Physical therapy;
- Mobility aids like crutches;
- Rehabilitation services; and
- Travel expenses to and from healthcare providers.
- Consult an Attorney
If your employer is anything but forthright and helpful in regard to your claim, it is wise to seek legal counsel. Hurdles can arise at every stage of the claims process, but a seasoned lawyer will know how to prevent most of them so you can secure the benefits you deserve as soon as possible.
If you intend to file a workers’ compensation claim and you would like to discuss your situation with a personal injury attorney, turn to Ballard Law, PLLC. As your accident lawyer in Jackson, William E. Ballard will handle all legal aspects of your claim so you can focus on your health.
Call 769-572-5111 to schedule a free case evaluation. If you want to learn more about workers’ compensation in Mississippi, visit usattorneys.com/workers-compensation/mississippi.